Legal

Terms of Service

Last updated: January 2025

1. Agreement to Terms

By accessing and using Twenty Forth & Fifth's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

These terms apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content.

2. Account Registration

To access certain features of our services, you must register for an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information
  • Maintain the security of your password and identification
  • Accept all responsibility for activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

3. Financial Services

Twenty Forth & Fifth provides banking banking and financial services. By using our services, you acknowledge that:

  • All transactions are subject to applicable laws and regulations
  • We reserve the right to refuse or cancel any transaction at our discretion
  • Transfer limits and fees are subject to change with prior notice
  • You are responsible for ensuring compliance with your local tax obligations
  • We may require additional verification for certain transactions

4. Security and Privacy

We implement industry-standard security measures to protect your information. However, you are responsible for:

  • Keeping your login credentials confidential
  • Using secure networks when accessing your account
  • Reporting any security breaches immediately
  • Not sharing your account access with third parties

Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

5. Prohibited Activities

You agree not to:

  • Use our services for any illegal purpose or in violation of any laws
  • Engage in money laundering, fraud, or other financial crimes
  • Attempt to gain unauthorized access to our systems or accounts
  • Interfere with or disrupt the integrity of our services
  • Use automated systems to access our services without permission
  • Transfer funds from accounts you do not own or have authorization to use

6. Limitation of Liability

Twenty Forth & Fifth shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services. Our total liability shall not exceed the amount you paid us in the twelve months preceding the claim.

7. Modifications to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new Terms of Service on this page and updating the "Last updated" date. Your continued use of our services after such modifications constitutes acceptance of the updated terms.

8. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Cayman Islands, without regard to its conflict of law provisions. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of the Cayman Islands.

9. Contact Information

If you have any questions about these Terms of Service, please contact us:

Twenty Forth & Fifth

Forum Lane, Camana Bay, Grand Cayman

support@twentyforthfifth.com